It has been said that it only takes 15 minutes to save on your Auto Insurance.
It is also true that it takes less than a second to realize you have not purchased the correct insurance limit. If you do not carry enough insurance, you could be on the hook to pay out of pocket.
Property Damage Liability Protection
Covers you against financial loss if you are found liable for damage to other people’s property (e.g. light poles, fences, another vehicle, etc.) caused by your auto. This coverage also covers legal fees and court costs involved in your defense for a covered lawsuit that may result from the accident.
Recommended Limits
Liability insurance provides you with essential protection if you become involved in a serious auto accident. If you don’t carry enough liability, you may be sued for your personal assets — your home, savings, investments, or income. It is a good idea to purchase enough of this insurance to cover the amount of damage your car might do to other vehicles or property. Consider that an accident may involve multiple vehicles.
